The CAS Difference

The CAS Difference

Number of Employee Injuries Prevented
	This graph depicts actual results of our safety programs; our innovative Loss Control programs consistently provide dramatic results in preventing accidents. Whether Private or Public Sector clients, CAS consistently has an impact in reducing frequency and severity of accidents.

Average Cost of a Claim
CAS develops an action plan on each claim to provide the highest quality care to the injured employee while controlling cost. Our managed care networks and partnerships with medical care providers ensure this high quality care, along with rapid return to work for the injured employee. Our adjusters’ workloads are kept at 120 files to ensure adequate time to manage each claim, and Supervisors regularly monitor each file for quality service. External Auditors continue to praise CAS for our outstanding claims handling practices.

Medical Bill Reduction
CAS excels in controlling the cost of medical for work related injuries, starting with our statewide average of a 57% reduction off every medical bill we review. These savings have a tremendous impact on the cost of the claim while not compromising the high quality of care to the injured employee. We review every medical bill for adherence to fee schedule guidelines, relevant coverage, and also apply appropriate PPO discounts and negotiate rapid pay discounts.

Average Loss Ratio
CAS’ innovative claims handling, partnership with our clients, managed care programs, PPO’s, Medical Bill Review and other proactive claims handling allow CAS to consistently exceed industry standards. Our ability to provide this high level of excellence allows CAS’ clients to have substantially lower loss ratios than other businesses in their industry. Whether for Fortune 500, small business, or public sector employers, CAS has a dramatic impact in lowering clients’ loss ratios.